Loan pricing in an instant, with total confidence
Get eligible products and interest rates in seconds and maintain compliance requirements, all in one place. Encompass Product & Pricing Service™ is a robust pricing engine integrated into the Encompass Digital Mortgage Solution. Using this service, lenders can get rate sheets faster, keep data accurate, and easily stay on top of changes that affect loan scenarios.GET STARTED Read datasheet
Mortgage pricing you can trust
Encompass Product and Pricing Service offers the ability to innovate and automate a critical part of the origination process as part of a single system of record and true digital mortgage workflow, so lenders can reap the following benefits:
Automate eligibility and lower costs
- Easily find the best program by sorting by target price, rate, investor, and more
- Automatically see best execution pricing and incorporate mortgage rates into rate calculations
- Set rate and price targets for automatic system monitoring of loan scenarios as pricing changes throughout the day, week, and month, then receive instant email alerts when your targets have been met
Ensure accuracy and transparency
- Automatically incorporate consistent LO compensation into loan pricing and ensure that pricing includes your desired profit and appropriate compensation amounts
- Ensure full communication on lock requests from the loan officer to secondary marketing
- Have your investor guidelines, eligibility, rates, prices, and adjusters automatically managed for you
Close loans faster
- A seamless two-way workflow sends information directly from your loan file to the product and pricing engine, and adjustment information directly back into your lock request form, secondary registration tool and the borrower’s secure loan eFolder
- Enable relocks, validations, and worst-case pricing scenarios with our Historical Pricing feature, located in the event key pricing fields.
- Help ensure compliance with anti-steering regulations by evaluating all possible scenarios
- Easily access the industry-leading AllRegs® library of guidelines to ensure you’ve chosen the right product for your borrower and business
Streamline every step of the mortgage process
ICE Mortgage Technology® delivers a true digital mortgage experience across your entire workflow. Our technology enables mortgage professionals across the industry to focus on personal connections where they need them most.
Easy-to-use, next generation solutions that help real estate professionals, MLSs and title companies generate more business, increase productivity, strengthen relationships and deliver a competitive edge in today’s market.
Proven and cost-effective lead generation solutions that help mortgage and real estate companies grow their businesses. Experience the benefits of intuitive, industry-leading technology, data and analytics designed to identify targeted opportunities and support your customer-acquisition goals.
Our complete suite of solutions allow your teams to operate efficiently and maintain compliance with streamlined processes, powerful communication capabilities and improved functionality.
Advanced technologies that will help you create a consistent, uniform loan origination process to drive efficiency and improve loan quality. With our solutions, you have the ability to process mortgage applications with higher accuracy and achieve a better customer experience.
Closing & Settlement Services
Electronically connect people, technologies and data in your real estate transactions. Electronic services save you time and money and simplify processes from pre-closing through post-closing.
Data and analytics that help create efficiencies and cost savings for professionals who operate in the capital markets space. Our solutions help bank and non-bank mortgage servicers, investors and management firms make informed business decisions based on real-world market data.
Best-in-class servicing solutions to help manage all aspects of loan servicing -- from loan boarding to default. Transform your performance with automation and insights, and enhance the customer experience. Our solutions support first mortgages as well as home equity loans, and help servicers reduce costs, reduce risk and operate more efficiently.
Integrated solutions to better support your customers. Our digital capabilities can help you proactively engage with customers to increase satisfaction and drive retention. Use our robust analytics and advanced marketing automation solutions to deliver the right messages at the right time.
Comprehensive solutions that help mortgage and title professionals reduce loss. Use our data and analytics to uncover potential risk to the properties in your portfolio or those that you are preparing for title and settlement. Our industry-leading solutions include reliable data, offer an intuitive experience and deliver the insights needed to help proactively prevent risk.
Comprehensive suite of market-leading valuation solutions that support the entire real estate and mortgage loan life cycle. Appraisers, lenders, servicers, investors and real estate agents rely on our valuation products to help them meet their specific business goals.
Business & Market Intelligence
Actionable intelligence to help you make smarter, more informed decisions. Compbined with our extensive data assets and proprietary analytics, you can expand your operational view to help increase efficiencies, generate and protect revenue and support compliance requirements.
Expansive mortgage and housing-related data assets and analytics to help you more accurately benchmark performance. Our solutions include servicer-contributed loan level data; default, prepayment and loss predictive models; comprehensive valuation solutions; and more.
Comprehensive suite of mortgage portfolio management solutions. Maximize profitability, effectively manage risk, support regulatory compliance, identify opportunities and improve decision-making.
Take your business to the next level with ICE Mortgage Technology® Professional Services
We offer customizable implementation packages, advisory consulting, custom solutions development, and project management. Our Professional Services representatives are ready to help you optimize your system and improve operational efficiencies so you can get the most out of your investment.See how we ensure a smooth and efficient rollout
Customer success stories
Thousands of customers use ICE Mortgage Technology to drive business and improve efficiency through cutting-edge digitization. Learn how they leverage innovative technology to provide a high-touch, world-class customer experience.See our customer stories
“The responsible thing to do is take the good fortune that you had and reinvest for that next cycle to make sure that you’re positioned to compete, and data is a huge piece of that.”
“We've focused on automating decisions with data that's resulted in tremendous opportunity for our customers, lower churn times, better customer satisfaction scores and lower cost to originate.”
“We are focused on our customer experience and digitizing mortgage lending for our customers. With more than 70% of our loans being eClosed with ICE Mortgage technology, we know that this is just the beginning of our efficiency and digitization.”
“We have business leaders coming up to us saying, 'Can you automate this for me? Can you make my work life experience better by creating technology?' Which is great.”
Take your Encompass experience to the next level
Leverage solutions across the Encompass platform to make smarter business decisions, lower costs, and drive innovation across all your channels.
Encompass Consumer Connect®
Borrowers expect an engaging online experience. Are you delivering?
Encompass for Loan Officers
Empower your loan officers to drive more business and deliver better borrower experiences.
Encompass TPO Connect®
Optimize how you receive and manage loans from your Third-Party Originators.
Generate leads, build relationships, grow faster, and stay compliant.
One source. One workflow: The future of closings is here.
Encompass Investor Connect™
Loan delivery, funding, and purchases- fast.
Encompass Data Connect®
Do more with your data, anytime and anywhere.
Encompass Connector® for Salesforce®
Connect Encompass and Salesforce to create a true digital mortgage platform.
Connect Encompass and Salesforce to create a true digital mortgage platform.
Learn more about how ICE Mortgage Technology® is changing the industry and stay up-to-date with the latest tools and information.See all resources
Encompass Product & Pricing Service™ datasheet