Home equity lending made easy

Does your business have the right technology in place to quickly meet the demand for home equity lending? Encompass® by ICE Mortgage Technology™ enables lenders to seamlessly originate, process, and close more home equity loans in less time. By bringing home equity lending under your single system of record, you’re able to close loans faster, keep borrowers happier, and create customers for life.

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The rise in home equity

Home values in the U.S. have increased by over 32% year over year, providing a huge opportunity for lenders and investors.

$28 trillion

Total open equity across U.S.

$63,000

Average equity gains per borrower

$3.8 trillion

Collective equity gains
since Q4 2021

Statistics taken from CoreLogic

Encompass delivers a unified, end-to-end solution for home equity lending

Everything you need to increase productivity from a single system of record.

Engage

Agile and responsive

Encompass gives you the tools your business needs to engage more borrowers, drive more applications, and nimbly react to market demands.

ENGAGE

Agile and responsive

ORIGINATE

Quick and seamless

Originate

Quick and seamless

Encompass provides the flexibility you need to seamlessly get your borrowers set up in a home equity program in a matter of minutes.

Process

Configurable and compliant

Encompass provides the configurability you need to offer home equity products based on the needs of your borrowers. And with HMDA reporting tools and a built-in compliance engine, you’ll have confidence in each and every loan.

PROCESS

Configurable and compliant

CLOSE

Streamlined and efficient

Close

Streamlined and efficient

With Encompass as your comprehensive home equity lending solution, you can close more loans, in less time with far less effort.

Increase HELOC Lending ROI

Target the right home equity borrowers

Enable your loan officers to deliver superior borrower experiences by targeting the right audience at the right time.

  • Sync customer details from Encompass or Salesforce® into marketing and sales automation tools such as Encompass CRM and Velocify®
  • Set up parameters to determine which of your existing customers could be interested in home equity
  • Enable potential borrowers to submit home equity applications through Encompass Consumer Connect®

Manage home equity more efficiently with Encompass

Quickly originate, process, and close more home equity loans in less time, and with less effort.

  • Encompass provides a comprehensive workflow for managing the flow of borrower loans with speed and ease
  • Encompass delivers the flexibility you need to build and configure home equity products around the needs of your borrowers and business.
  • The Encompass platform delivers the peace of mind in knowing that your home equity products are fully compliant within a unified solution.
WHAT EXPERTS ARE SAYING

“If you’ve stuck to your knitting and know how to do purchase money loans, you’re going to have a great year… A home equity line of credit is one that everyone should have an outlet for.”

Bob Broeksmit
President and CEO
Mortgage Bankers Association (MBA)

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EDUCATION

Getting Started with HELOC Automation On Demand

Work at your own pace processing steps and completing activities to improve your agility related to Home Equity Line of Credit (HELOC) loans by learning how to leverage templates and to refine your origination workflow.

Register for this course now
EDUCATION

Workshops & Packages