2 Hour OR SAFE: 2022 Mortgage Lending Laws and Regulations #13904

Throughout this course, we will be discussing the Oregon Mortgage Lender Law and reference relevant Oregon statutes (Oregon Revised Statutes, or ORS) and supplemental regulations provided under the Oregon Administrative Rules (OAR) pertaining to licensing.

The Oregon Division of Financial Regulation (the Division or DFR) has regulatory authority over mortgage brokers, lenders, independent processor contractors, and mortgage loan originators conducting business in Oregon.

Independent contractor processors and mortgage loan originators are required to obtain mortgage loan originator licenses.


Please note that the SAFE Act specifically prohibits the taking of the same course in successive years.


Upon completion of this course, you will be able to:

  • Outline key requirements for license renewal and operation of mortgage brokers, bankers, and loan originators
  • Review standards for records, financial statements, and reports as a licensee
  • Identify appropriate disclosures and advertising standards
  • Discuss conditions and limitations of certain mortgage transactions
  • Define residential mortgage loans
  • List prohibited acts

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Each self-paced, self-study course examines a particular topic, allowing students to hone in on a focused set of learning concepts. Each course is designed with learning objectives, comprehensive course materials, learning reinforcement activities that appeal to various learning styles and real-world examples, with audio and/or video recordings of industry experts.

The final exam is completed online with instant grading, and you can download your industry-recognized certificate of completion after you successfully pass the course. This course will take no less than one hour to complete.

Tuition and Registration 

Tuition for this course is $100.00 and includes the Credit Banking and Admin Fee applicable to this course.

Students have until December 31 in the year in which the course is purchased to complete the course.

You may complete the course at any time during this period. However, course providers are afforded seven calendar days to credit the student’s NMLS account following successful completion of the course. It is strongly advised that you complete the course at least one week prior to the December 31 deadline.

NOTE: The SAFE Act specifically prohibits the taking of the same course in successive years.

For more information or to register by phone, call your Regional Account Executive at (800) 848-4904 or visit

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