Residential Lending

The Residential Lending Policy and Procedure Guide addresses lending operations processes required to facilitate specialized borrower documentation and underwriting criteria in compliance with laws, regulations, and agency requirements.


The AllRegs® Residential Lending Policy and Procedure Guide documents a financial institution’s lending philosophy, including consumer mortgage loan products, underwriting criteria, and related lending operations foundations.

The Residential Lending Guide addresses the following topics:

  • Mortgage loan originator licensing
  • Loan applications and disclosures
  • Loan processing
  • Underwriting evaluation
  • Closing processes
  • Post-closing processes
  • Record retention


The guide features the following benefits:

  • Supports strong operational practices and preparedness
  • Explains roles and responsibilities
  • Explains what to expect and how to work with auditors
  • Provides practical guidance for managing the audit process from within
  • Features an audit tracking spreadsheet as an optional tool

Optional Services

Maintenance: Receive regular and ongoing industry updates to keep your guide within regulatory requirements.

Publishing: Publish your guide, including your company procedures, in AllRegs Online.

Contact your account manager for information regarding these optional services!

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