Truth In Lending Policy Manual

The AllRegs Truth In Lending Policy Manual includes the legal requirements for compliance under Regulation Z for mortgage applications. Our turnkey solution is a comprehensive policy outlining important details for meaningful disclosure of credit terms, collection of fees, tolerances, notices, redisclosure, and servicing requirements. You'll better understand TILA with the manual's clear explanations, charts and illustrations for APR, finance charges, and tolerances. You'll also benefit from sections on Higher Priced Mortgage Loans and High Cost Mortgages, including definitional changes and special disclosures


The AllRegs Truth In Lending Policy Manual is a complete policy, ready for personalization with your organization's name. You can even customize it to include your internal policies and procedures. This comprehensive policy manual will assist lenders with understanding disclosure requirements throughout the origination and closing processes and when redisclosure is required. Servicing requirements under Regulation Z and prohibited acts and practices are also addressed.


The Truth In Lending Policy Manual features the following benefits:

  • Supports strong operational preparedness
  • Establishes staff training requirements
  • Defines roles and responsibilities
  • Helps meet regulatory and internal compliance requirements
  • Allows policy revisions to fit your business model
  • Delivered via email within one business day

Optional Services

Maintenance: Receive regular and ongoing industry updates to keep your policy within regulatory requirements.

Publishing: Publish your manual, including your company procedures, in AllRegs Online to complete your policy manual solution.

Contact your account manager for information regarding these optional services!

Ready to get started? Get in touch.
Request a demo