Essentials of Bank Compliance

This title is one of the many courses available in the AllRegs Education Package subscription program!

When you know the laws, are familiar with the agencies that oversee banking regulations, and how to avoid risk, you help your colleagues and financial institution maintain compliance. In this interactive, engaging course, you’ll explore the relationship between state and federal laws in terms of compliance and cover agencies and the banking-related laws and regulations they enforce. You’ll also find out how laws and regulations can impact bank deposit and lending operations and why certain policies and procedures exist, and you’ll look at scenarios to determine compliant and noncompliant banking activities.

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What will I learn?

Upon completion of the course, students will be able to:

  • Explain the relationship between state and federal laws in terms of compliance
  • List regulatory agencies and the banking-related laws and regulations they enforce
  • Describe the effects of laws and regulations on bank deposit and lending operations
  • Differentiate between compliant and noncompliant banking activities


Module 1: The Structure of Law

  • Components of Law
  • State and Local Laws
  • Bank Charters and Regulators
  • Regulating Authorities
  • Agency Responsibilities
  • New Bank and Branch Approval
  • Truth in Advertising
  • Regulating Fees and Charges
  • Records and Reporting
  • Credit Unions
  • Fair Lending
  • Housing Discrimination
  • Risk Management

Module 2: Banking Laws and Regulations

  • ECOA
  • FHAct
  • SARs and CTRs
  • HUD, Servicing, and Escrows
  • Lending Discrimination
  • HPA
  • SCRA
  • GLBA
  • Know Your Laws

Download Agenda

Course Length

30 minutes (approximate)

How it works

Each self-paced, self-study course examines a particular topic, allowing students to hone in on a focused set of learning concepts. Each course is designed with learning objectives, comprehensive course materials, learning reinforcement activities that appeal to various learning styles, real world examples, and, where appropriate, video and/or audio recordings of industry experts.

The final exam is completed online with instant grading, and you can download your industry-recognized certificate of completion after you successfully pass the course. While course completion time varies per student, it will take approximately one hour to complete most courses.

Students have 12 months from the registration date to complete the course. Upon successful completion of the course, students can download their industry-recognized certificate of completion and transcript.

*Restrictions apply. If your staff size exceeds 250, please consider the Enterprise AllRegs Education Package.

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